GTBank *737* Service: Mobile USSD Code (Limit & Charges)

How Much Does Gtbank Charge For Ussd Transfer?

737 GTB – The Mobile banking code (USSD code) is one of the most used banking systems in Nigeria. Its advent has tremendously altered banking activities. Gone are the days when banking services operate within bricks and mortals as technology has made things a lot easier.

Bank customers who do not wish to visit any of the branches can have access to their accounts, transfer money, and pay bills at their convenience without internet access, using their smartphones. There are several banks in Nigeria with their various USSD codes. In this post, I will take you through the GTBank Mobile USSD code and its various features.

GTBank *737# Service: Limit and Charges On Mobile USSD Code

Gtbank mobile USSD code is an incredible innovation from Gtbank, and the first ever in the country.  The service enables you to transfer funds from GTB to GTB or GTB to other banks, generate a one-time pin/password (OTP), pay bills, load airtime/recharge your phone, open a GTbank account and a whole lot on your mobile phone conveniently without the internet.

But that’s not all there is to it. Here is all you need to be enlightened about that.


Services you can use the GTB 737 code for

  • Account Opening & Reactivation
  • Funds Transfer
  • Airtime & Data Top-up
  • Bills Payment
  • Cardless Withdrawal
  • OTP (One Time Password) Generation
  • Transaction PIN Creation
  • Salary Advance
  • Airtime Advance

How to open a GTB Account with 737 GTB USSD code

To open a GTB account with your mobile phone, you don’t need airtime or data. Dial *737*0# and proceed with the onscreen instructions. You will automatically receive your account number via SMS. You don’t need an Account opening form for the signup process. Once you have signed up, check for your ten-digit account number (NUBAN).

You can also use your phone number as your account number at GTBank branches, and GTExpress outlets. You can visit any office for authentication and BVN linking.

How to Reactivate a GTB Account

You can easily reactivate your GTBank account with 737.  here is the guideline for renewing your bank Account:

  • Start by dialing *737*11# on your phone number registered with your Bank.
  • Put in your Bank Verification Number
  • Insert the Account Officer code (if known) or press 1 to proceed
  • To complete your account renewal, start a transaction by buying at least N 100 airtime

How to Create or Change Transfer PIN with 737  GTB Mobile USSD code.

For you to complete or authenticate a transfer, you need a transfer PIN. To create a transfer pin, you need to follow these steps;

  • Dial *737*5# with your alert number or *737# >> 7. Press 1 to activate with your ATM card or 2 with your account number.
  • For option 1, enter the last six digits of your card.
  • If you input 2, you have to enter your ten-digit NUBAN account number.
  • Enter any four digits you can easily remember to create or change your transfer PIN.
  • Confirm the entered PIN by typing it again.

How to transfer money with GTB  USSD Code

With GTbank *737# service,  you can quickly transfer funds from your GTbank account to another Gtbank account or any other Nigerian bank like First Bank, UBA, Wema Bank, Access Bank, Zenith Bank, etc. from your mobile phone.

The exciting part of this is, that the Gtbank *737# service does not require internet connectivity, the requirements are,

  • The phone number registered with your GTB account.
  • Your GTB code to transfer funds
  • The four digits of your Gtbank Naira MasterCard or 737 PIN.
  • How to Transfer Money to GTB Account

Just dial *737*1*Amount*NUBAN Account Number# (e.g., *737*1*1000*1234567890#) from the phone number associated with GTBank, then follow the on-screen prompts.

  • How to Transfer money to other Nigerian Banks

You can easily dial *737*2*Amount*NUBAN Account Number# (e.g., *737*2*1000*1234567890#) with your phone, then validate the transfer with 737 PIN created, hardware token or last four digits of your GTBank debit card.

Gtbank Mobile Transfer Charges & Limit

  • Transaction Charges: The charges for GTBank transfer are ₦20 + ₦2.50 and  ₦50 + 2.50 for other Banks transfer per transaction.
  • Daily Limit: The daily transfer limit for GTBank and other banks is N1,000,000 while the cumulative daily limit is N200,000 per transaction.

How to Buy Airtime & Data using 737 GTB USSD Code (Self & Third Party)

You can also use Gtbank mobile service to purchase airtime/data for yourself, or friends & family. This service is available on MTN, Glo, 9mobile, and Airtel with a daily recharge limit of N10,000.

  • To buy /top-up airtime for yourself, dial *737*amount# with the mobile number registered with your GTB account. E.g., dial *737*200# to obtain N200 credit.
  • To top-up airtime for a friend, or relative, with your phone, dial *737*Amount*Recipient’s number#. E.g., dial *737*3000*08063456789# to send 3000 airtime to 09050919895.
  • To purchase data (self & third party), dial *737*4# on your phone linked to your GTB account and follow the on-screen prompt.

To complete this transaction, you need the last four digits of your ATM card or 737 PIN.


How to check Account details with 737 GTB service code

This mobile service is fantastic. You don’t need to enter the banking hall, fill out any form, or join the frustrating queue. You can quickly check your account balance anywhere

To check for your account balances, BVN, or bank account number, dial *737*6*1# on your phone and proceed with the on-screen instructions.

How to generate OTP (One-time password) with 737 GTB service code

You can create your OTP using *737*7# to complete an online transaction without your banking token.

However, you should note the following:

  • OTP can be used to authenticate transactions of up to N500,000.
  • The OTP is valid for 120 seconds.
  • To authenticate the transaction, it requires the created 737 PIN.

How to make Bills Payment with 737

  • Paying 737 checkout

With  737 checkouts, merchant payment is made easy. Dial *737*35*Amount*Merchant Code#. You can ask the merchant for his/her GTBank Merchant Code.

  • Paying LCC Toll

Easily, dial *737*50*Amount*108#, and enter your E-Tag code afterwards.

  • Paying for your Swift dues

To subscribe for your swift contributions with 737, just dial *737*50*7500*4#

  • To Subscribe to StarTimes

For  your StarTimes subscription, *737*37*Amount*Decoder Number#

  • Paying for Electricity bills

GTBank customers can quickly recharge their prepaid meter at their convenience. You only need your meter number and the registered phone number with GTB. You can recharge up to 1,000,000 (1 million Naira) daily.

ServiceDisco Code
Port Harcourt Prepaid *737*50*Amount*95#
Port Harcourt Postpaid*737*50*Amount*96#
Eko Prepaid*737*50*Amount*151#
Eko Postpaid *737*50*Amount*152#
Ibadan Prepaid *737*50*Amount*137#
Kano Prepaid *737*50*Amount*93#
Kano Postpaid *737*50*Amount*94#

How to make Cardless Withdrawals with 737 GTB USSD code

In case you want to make a payment on POS or make a cashless withdrawal from the ATM that is, without your GTBank debit card, you can do so by generating a withdrawal code and, afterward, validating with your 737 PIN.


To generate the withdrawal code, dial *737*3*Amount#.

You may then enter the code into any GTbank ATM to make a withdrawal.

How to request for Airtime Advance

The Airtime Advance is open to pre-qualified GTBank salary account holders. You can loan up to N5,000 airtime and pay at the end of the month. To request for airtime loan,  dial *737*8*1#, proceed with the instructions, and confirm with the last four digits of your GTBank Visa or MasterCard.

How to request for Salary Advance

Pre-qualified salary account holders can get up to 50% of their monthly salary as an advance to meet urgent financial needs. To request for Salary loan, dial   *737*8*2# from your registered phone number with the bank to apply.


Why waste your time visiting your bank, filling out forms, joining long and frustrating queues before accessing your bank account, or making any bank transactions? GTBank innovative *737* mobile USSD code has made banking services a lot easier, instant, and convenient. They are the king of all mobile banking. A trial will convince you.

You can also visit the GTBank website for more inquiries.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top