All Nigerian Banks With Their Sort and USSD Codes [The Complete List From A-Z]

What Is Ussd Banking Code?

Are you tired of always going to your bank to queue up to make a transfer to someone or queue at the ATM to make a bank transfer to a friend or family member?

Are you also tired of trekking long distances to the ATM every time to check your Account Balance all perform seemingly small transactions? Do you know you can carry out some of these low transactions with your mobile phone?

Do you want to know all the bank USSD codes in Nigeria? Here is the post you’ve been searching for. Keep reading to get all the mobile banking codes for all Nigerian banks. You can use this code to access your account or transfer money from one account to another. All you need is your USSD code and your mobile phone number.

Oh, are you surprised? You don’t need to be. In this article, I’m going to show you the USSD code for all Nigerian banks.

Acquiring Initiatives With USSD Codes

USSD codes also called “quick codes” or “feature codes” are three to six digits numbers that serve as a communications protocol between you and your bank. With USSD codes, you can check your bank balance, transfer money, block your account, and even buy airtime without leaving your house or connecting to an internet service.

Yes, you don’t need internet reception to use your bank USSD code.

Various commercial banks in Nigeria have made banking easy using USSD codes (Unstructured Supplementary Service Data). USSD codes are shortcodes used to check your balance, transfer money from your bank account to another bank account, top up your phone, and do many other bank transactions.

With the use, if your mobile phone with initial asterisk or star (*), then the three digits affiliated with your Bank and then hash (#). For example, *737# is the official USSD code for GT Bank.

USSD codes will only work if a bank is linked to that phone number and most banks charge a certain amount [₦10 to ₦50] for every successful transaction done via USSD.

Advantages of USSD Banking

  • USSD banking is the easiest way for everyone to access their money.
  • Opening an account does not require filling out any forms, and you can start using your account immediately.
  • There are no minimum opening balances required.
  • You have unlimited access to your account. This service is readily available 24 hours a day and 7 days a week—anywhere you may be.
  • It’s also very cost-effective: little or no charge is applied, so you can keep more money in your account to grow instead of giving it away to banks as fees.
  • With USSD banking, you can save the stress of queuing up in the banking halls, and get your money whenever and wherever you need it.


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All Nigerian Banks USSD Shortcodes (Summary Table)

In this segment of the guide, I have been able to compile a list of all the USSD codes for the top commercial, merchant, and even microfinance banks in Nigeria.


Here’s a list of all Nigerian banks and their USSD codes:

BankUSSD Code
Access (Diamond) Bank USSD Code*901#
AB Microfinance Bank USSD Code*389*755#
Accion Microfinance Bank USSD Code*572#
CitiBank Nigeria Limited USSD Code*898#
Coronation Merchant Bank USSD CodeOnline Banking Only
Covenant Mirofinance Bank USSD CodeNo USSD [use mobile app]
EcoBank USSD Code*326#
Empire Trust Microfinance Bank USSD CodeOnline Banking Only
FBNQuest Merchant Bank USSD CodeInternet Banking Only
Fidelity Bank USSD Code*770#
Fina Trust Microfinance Bank USSD Code*614*027#
Finca Microfinance Bank Limited USSD Code*723*342#
First Bank USSD Code*894#
First City Monument Bank (FCMB) USSD Code*329#
FSDH Merchant Bank USSD CodeInternet Banking Only
Globus Bank Limited USSD Code*989#
Guaranty Trust Bank (GTB) USSD Code*737#
Heritage Bank USSD Code*745#
Infinity Microfinance Bank USSD CodeInternet Banking Only
JAIZ Bank USSD Code*773#
Keystone Bank USSD Code*7111#
Kuda Bank USSD CodeInternet Banking & Mobile App Only [No USSD Code for now]
Mainstreet Microfinance Bank USSD Code*540*394#
Mintyn Digital Bank USSD CodeInternet Banking Only
Mutual Trust Microfinance Bank USSD CodeInternet Banking Only
Parallex Bank Limited USSD CodeOnline Banking Only
Polaris Bank USSD Code*833#
Providus Bank Limited USSD CodeOnline Banking Only
Rand Merchant Bank USSD CodeOnline Banking Only
Rubies Bank USSD Code*7797#
Sparkle Bank USSD CodeMobile App Only
Stanbic IBTC Bank USSD Code*909#
Standard Chartered Bank USSD Code*977#
Sterling Bank USSD Code*822#
SunTrust Bank Nigeria Limited USSD Code*898#
TajBank USSD Code*898#
Titan Trust Bank Limited USSD Code*922#
Union Bank USSD Code*826#
United Bank for Africa (UBA) USSD Code*919#
Unity Bank USSD Code*7799#
VFD Microfinance Bank [V Bank] USSD Code*5037#
Wema Bank USSD Code*945#
Zenith Bank USSD Code*966#

The above list contains all the different USSD codes and the various banks Associated with such codes, I am sure your bank is included in the list.

Yes, I told you, you would be thrilled to see that your bank has made a list, so you won’t have to go through the stress of paying your way or trekking to any ATM point to check your balance, make transfers, or other simple transactions when you can conveniently achieve that using your mobile phone.

Now that that has been taken care of, the big question is how can you use USSD codes to carry out some of your bank transactions? Again, you don’t need to worry. The following tips will do the magic!

How To Use USSD Codes To Perform Bank Transactions

First, go to your phone’s dialer and type in the USSD code related to your bank. A popup menu will appear on your screen for you to select any option of your choice. Select your preferred action and enter the security pin. Once your security pin is confirmed, you can perform any financial transaction via USSD.  

If you’re using a bank’s USSD code for the first time, you’ll be requested to set up a PIN which you’ll use to approve/verify transactions. Some banks might require you to use the last four digits of your debit/ATM card as your security PIN.

With the steps presented above, I believe you will no longer have problems using any bank transfer code. Now, I’m going to show you the USSD codes of the top 15 most popular banks in Nigeria.

Here are the top 15 banks in Nigeria and their USSD codes.

1. Access Bank (Diamond Bank) USSD Codes – *901#

Access Bank Plc, also known as Diamond Bank Plc, is a Nigerian multinational commercial bank, owned by Access Bank Group. It is licensed by the Central Bank of Nigeria, the national banking regulator.

In 2018, Diamond Bank and Access Bank Plc merged to become Nigeria’s largest financial services institution by customer base. The merger of the two banks has created a strong entity with the capacity to dominate the Nigerian banking sector.


If you use Diamond/Access bank, here’s a full list of the USSD codes available for the bank.

Access Bank TransactionUSSD Code
Account Opening*901*0#
Balance Enquiry*901*5#
Airtime for self*901*Amount#
Airtime for others*901*Amount*Phone Number#
Data Purchase*901*8#
Fund Transfer to Access Bank*901*1*Amount*Account Number#
Bill Payment*901*3#
Fund Transfer to Other Banks*901*2*Amount*Account Number#
Merchant Payment*901*3*Amount*Merchant Code#
OTP Generation*901*4*1#

2. EcoBank USSD Codes – *326#

EcoBank is one of the largest and most recognized banks in Africa. It is a universal bank with branches that stretch across the length and breadth of the continent. The bank provides various banking products and services to corporate, commercial, retail, SMEs, and institutional customers.

EcoBank has a strong presence in commercial cities, rural communities as well as remote areas across all states in Nigeria. The bank also maintains a presence in some West African countries like Togo, Benin Republic, Ghana, and Liberia. If you use Ecobank to manage your finance, here’s a full list of USSD codes that will make your banking experience even better.

EcoBank TransactionUSSD Code
Open Account*326#
Check Balance*326#
Change Pin*326#
Buy Airtime For Self*326*Amount#
Buy Airtime For Others*326*Amount*Phone Number#
Transfer Funds*326#
Deactivate Your Account*326#
Account Statement*326#

3. Fidelity Bank USSD Codes – *770#

Fidelity bank was founded in 1988. The bank was initially known as FSB International Bank Plc. The name was changed to Fidelity Bank Plc in 1999 after it received its universal banking license.

Fidelity Bank is a full-service financial institution with one of the largest branch networks in Nigeria. If you are looking for Fidelity Bank USSD Codes for funding your account, transferring money within and outside the bank, or even checking your bank account balance, then keep reading.

Fidelity Bank TransactionUSSD Code
Open Account*770*01#
Check Balance*770*0#
Change Pin*770*00#
Buy Airtime*770*Amount#
Buy Airtime For Others*770*Phone Number*Amount#
Transfer Funds*770*Destination Account*Amount#
Block Card*770*911#
Get Account Number/BVN*770*5#
Cardless Withdrawal*770*8*Amount#
Pay Bills*770*Biller Code*Amount#
Account Blocking*770*Phone Number#
GOTV Payment*770*1088*Amount#

4. First Bank USSD Codes – *894#

First Bank of Nigeria is one of the biggest banks in Nigeria by customer base. With over 10 million customers, First Bank operates one of the largest networks of branches in the country with over 750 branches spanning all 36 states and the Federal Capital Territory.

First Bank has the widest reach and distribution channels across Nigeria, with over 2,700 ATMs providing access to our services 24/7. The Bank is also accessible on social media through Facebook, Twitter, Instagram, and LinkedIn.

FirstBank offers you the option to make transactions with your mobile phone. With this code, you can easily complete any transaction on your First Bank account by dialing *894#. Here’s a full list of First Bank’s USSD codes for processing everyday transactions.

First Bank TransactionUSSD Code
Open Account*894*0#
Check Balance*894*00#
Buy Airtime For Self*894*Amount#
Buy Airtime For Others*894*Amount*Phone Number#
Change Pin*894*0#
Transfer Funds*894*Amount*Account Number#
Deactivate Your Account*894*911#
Account Statement*894*Account Number#

5. First City Monument Bank (FCMB) USSD Codes – *329#

First City Monument Bank (FCMB) is a full-service banking group, headquartered in Lagos, with over 300 branches and business offices in key locations across Nigeria. It is one of the top banks in Nigeria.

The bank was founded as First City Merchant Bank on April 18, 1982, by Oloye Subomi Balogun. In 2011, First City Monument Bank became a member of the FCMB Group following the acquisition of 76.85% equity interest in the bank by FCMB Group Plc.

The transaction was approved by the Central Bank of Nigeria (CBN), Nigeria Deposit Insurance Corporation (NDIC), and the Securities & Exchange Commission (SEC).

The USSD code for First City Monument Bank (FCMB) allows customers to carry out transactions on their phone or tablet via SMS text messages. Here’s a full list of FCMB USSD codes.

FCMB TransactionUSSD Code
Buy Airtime*329*Amount#
Check Account Balance*329*00#
Reset Transaction PIN*329*0#
Buy Airtime For Others*329*Amount*Mobile number#
Transfer Funds*329*Amount*Account number#
Buy Data*329*1*Mobile Number#
Pay For Cable TV*329*2*Amount*Smartcard Number#
Block Debit Card> Dial *329#
> Select self-service
> Select block card
Block Account> Dial*329#
> Select self-service
> Select block account
Link BVN> Dial *329#
> Select self-service
> Select link BVN
> Enter BVN Number
Collect Account Statement> Dial *329#
> Select statement
> Select full statement
> Select duration (you can select up to 6 months).
Mini Account Statement*329#
> Select statement
> Select mini statement
Recharge Prepaid Meter*329*3*Amount*Meter No# or *329*3*Amount*AccountID#
Block FCMB Block Bank Account*329*911#
FCMB Instant Loan Ussd Code*329*11#

6. Guaranty Trust Bank (GTB) USSD Codes – *737#

Guaranty Trust Bank (GTB) is one of the most trusted and innovative financial institutions offering comprehensive banking and financial services to corporate, commercial, and individual customers in Nigeria.

The bank has won numerous awards including The Banker Magazine’s prestigious “Bank of the Year 2016” award. GTBank offers a wide range of retail products; current accounts, savings accounts, domiciliary accounts, term deposits for individuals and businesses alike.

GTB has over 300 branches across Nigeria and Sub-Saharan Africa. Its subsidiaries include Guaranty Trust Bank (UK) Limited, Guaranty Trust Bank Sierra Leone Limited, Guaranty Trust Bank Gambia Limited, Guaranty Trust Bank (Gambia) Limited, GTBank Ghana Limited, GTBank Liberia Limited, and GTBank Cote d’Ivoire.

The code for GTBank cashless transactions is *737#. Here are some of the most important functions of GTB *737# banking codes.

Open Account*737*0#
Buy Airtime*737*Amount#
Buy Airtime For Other*737*Amount*PhoneNo#
Buy Data*737*4#
Transfers Funds To GT Bank Accounts*737*1*Amount*Nuban#
Transfers Funds To Other Bank Accounts*737*2*Amount*Nuban#
Fast Track Deposit*737*48*Amount*Nuban#
Cardless Withdrawal*737*3*Amount#
Check Account Balance, Account Number & BVN*737*6*1#
Check Loan Balance*737*6*2#
Check Card Status*737*6*3#
Check Cheque Book Status*737*6*4#
Generate OTP*737*7#
Airtime Advance*737*8*1
Pay Tithes*737*32*Amount*Church Code#
Pay School fees*737*31*Amount*School Code#
Checkout*737*35*Amount*Merchant Code#
Total Cashout*737*50*Amount*50#
StarTimes Subscription*737*37*Amount*SmartcardNo#
Swift Network Subscription*737*50*Amount*4#
Salary Advance*737*8*2#

7. Heritage Bank USSD Codes – *745#

Heritage Bank is a leading financial institution in Nigeria. Founded in 1989, Heritage Bank is the oldest indigenous bank in Nigeria. In its 28 years of existence, Heritage has grown to become one of the top five banks in the country.

Heritage Banks offers a wide range of services to its customers including corporate and retail banking services. The bank also offers online banking services to account holders and mobile banking services through its Heritage Mobile App.

The bank currently has about 230 branches across Nigeria and about 4 million customers. If you use Heritage bank, here’s a complete list of USSD codes that you can use to complete your everyday conversation.

Balance Enquiry*745*0#
Self-Airtime Recharge*745*Amount#
Third-Party Airtime Recharge*745*Amount*Mobile Number#
Transfer Fund To Heritage Bank Accounts*745*1*Amount*Account Number#
Transfer Fund To Other Bank Account*745*2*Amount*Account Number#
Pay with USSD (on POS & Web)*745*000*RefCode#
Block Account*745*11#
Change USSD PIN*745*00#
Bet9ja Top-up*745*222*Bet9jaUserID*Amount#
LCC Payment*745*000*522+etagNo+100#

8. Stanbic IBTC Bank USSD Codes – *909#

Stanbic IBTC Bank has been a leader in the Nigerian banking sector since its inception in 1989. Stanbic IBTC Bank is a member of Stanbic IBTC Holdings PLC, a full-service financial services group with an unwavering commitment to excellence in financial services in Nigeria.


Stanbic IBTC Bank is a full-service universal bank providing wholesale, retail, and investment banking products and services to individuals, large corporations, financial institutions, and public sector clients.

To use Stanbic IBTC Bank USSD codes, you need to be a registered customer and link your phone number to your bank account. Below is the list of Stanbic IBTC bank USSD codes for different transactions:

Open Account*909*11*1#
Balance inquiry*909*1*1#
Transfer Fund To Other Stanbic IBTC Bank Accounts*909*11*Amount*Account Number#
Transfer Fund To Other Bank Accounts*909*22*Amount*Account Number#
Buy Airtime recharge*909*Amount#
Buy Airtime For Other*909*Amount*phone number#

9. Standard Chartered Bank USSD Code – *977#

Standard Chartered Bank is a multinational financial and banking institution in Nigeria. The bank operates in Nigeria as a subsidiary of Standard Chartered Plc, a company incorporated in England, United Kingdom.

The bank was licensed by the Central Bank of Nigeria (CBN), the country’s banking regulator to operate as a commercial bank in Nigeria on December 20, 1990. In 2007, the Central Bank of Nigeria revoked its license to operate as a commercial bank in the country. Its banking license was restored on November 19, 2008. The bank has subsidiaries or branches in various countries of Africa, Asia, Europe, and North America.

If you use Standard Chartered Bank, here’s a full list of USSD codes used by the bank for transactions even without internet access.

Open Account*977#
Check Account Balance*977*00#
Buy Airtime*977*Amount#
Buy Airtime For Others*977*Amount*Phone Number#
Transfer Funds*977*Amount*Account No#
Block Account*977*911#
Buy Data*977*2#
Buy Data For Others*977*2*Phone Number#

10. Sterling Bank USSD Codes – *822#

As a leading retail bank in Nigeria, Sterling Bank Plc is committed to offering first-class financial services to its customers. The bank’s innovative banking products and services include Online banking, mobile banking, personal finance, business finance, and microfinance.

Sterling bank has the easiest way to transfer funds and perform other banking transactions. You can access your account in less than 10 seconds and carry out any banking transaction right on your mobile device. Here’s a full list of Sterling Bank USSD codes.

Open Account*822#
Check Account Number*822*8#
Check Account Balance*822*6#
Buy Airtime*822*Amount#
Change Pin*822#
Buy Airtime For Others*822*Amount*Phone Number#
Pay Bills [DSTV, NEPA, GOTV, Spectranet…]*822*2#
Transfer Funds*822*Amount*Account No#
Make Payment To Merchants*822*28*Amount*Merchant Code#
Pay Merchants (Mcash)*822*22*Sellercode*Amount#
Manage Your Cards*822*19#
LCC Toll Payment*822*15#
Cardless Withdrawal*822*42#

11. Union Bank USSD Codes – *826#

Union Bank has been on the front burner in recent years to make itself a better consumer bank. It has invested in technology, training, and customer service. The bank was one of the first to introduce its customers to SMS banking and internet banking.

Union Bank of Nigeria was founded in 1917. The bank was incorporated on March 28, 1917, and commenced operations on November 1, 1917.

Union Bank of Nigeria Plc is one of the leading banks in Nigeria ranked by Tier-1 capital. Union Bank is a large commercial bank serving individuals, SMEs & corporate customers. As of June 30, 2016, the bank had total assets of NGN 3.2 trillion with shareholders’ equity of NGN 287 billion.

Union Bank has a customer base of over 6 million customers and more than 350 branches across Nigeria. Here’s a list of Union Bank USSD codes for new and existing users.

Check Balance*826*4#
Buy Airtime*826*Amount#
Buy Airtime For Others*826*Amount*3rd party mobile No#
Transfer Money To Union Bank Accounts*826*1*Amount*Account No#
Transfer Money To Other Bank Accounts*826*2*Amount*Account no#
Cardless Withdrawal*826*7*amount#
Locate A Branch/Union Direct Agent*826*19#
Request A Debit Card*826*21#
Request A Loan*826*41#
Data Purchase*826*9#
Pay Merchants (MCash)*826*22*merchantcode*amount#
Data Capture After Enrolment*826*3*account no#
Card Management (Block And Unblock Card)*826*21#
Limit Increase*826*8#
Block Your Account From Your Phone Number*826*6#
Block Your Account From Other Phone Numbers*826*6*mobile number#

12. United Bank for Africa (UBA) USSD Codes – *919#

United Bank for Africa (UBA) is one of the largest financial services institutions in Africa. It is a multinational banking conglomerate with operations in 19 African countries and 3 global financial centers: London, Paris, and New York.

UBA is reputed to be one of the largest employers of labor in Nigeria with over 11,000 employees spread across its subsidiaries and associate companies in Africa.

With over 2.8 million customers; a shareholder base of about 915,000 shareholders; a customer deposit base of US$9 billion; 8 million VISA cards issued to customers, UBA has firmly established itself as one of the most competitive banks in Africa. Here’s a full list of UBA USSD codes and their uses.

Create Account*919*0#
Book Airplane Tickets*919*12#
Buy Airtime*919*amount#
Buy Airtime For Others*919*phone number*amount#
Check Account Balance*919*00#
Pay Bills*919*5#
St. Mary’s Hospital Payment*919*25*amount#
Check LCC e-tag balance*919*16*1#
Top-Up LCC e-tag*919*16*2#
Make Konga Payment*919*15*RefID#
DSTV and GOTV Payment*919*5*2#
Taxes and Levies*919*13#
Buy Data*919*14#
Buy Data For Others*919*14*Phone number#
Smile Data Top-up*919*23#
Purchase Event Tickets*919*7#
Generate OTP*919*8#
Block Debit Card*919*10#
Transfer Funds To UBA Bank Accounts*919*3*account number*amount#
Transfer Funds To Other Bank Accounts*919*4*account number*amount#
Transfer using Mobile Number*919*36#
Freeze Online Transactions*919*9#
Retrieve BVN*919*18#
Retrieve Bank Statement*919*21#
ARM Pensions*919*27*1#
Oak Pensions*919*27*2#
Load UBA Prepaid Card*919*32#
Click Credit*919*28#
ATM Cardless Withdrawal*919*30*amount#
Baba Ijebu Wallet Funding*919*26*1#
Bet9ja Wallet Funding*919*22*walletID*amount#
Lottomania Wallet Funding*919*26*2#
Betking Wallet Funding*919*26*amount#

13. Unity Bank USSD Codes – *7799#

Unity Bank is one of the commercial banks licensed by the Central Bank of Nigeria (CBN). The bank has a retail banking focus and its core business is to help people realize their dreams.

Unity Bank’s mission is to provide world-class financial services while contributing to nation-building, job creation, and wealth creation in an atmosphere of integrity and excellence. Its vision is to be the preferred retail bank in Nigeria.

It is committed to providing you with convenient, affordable, and flexible ways of banking, so you can get on with your business and life. If you use Unity bank, then here’s a list of everyday transactions that you can perform using Unity Bank’s USSD codes.

Unity Bank TransactionUSSD Code
Balance Enquiry*7799*0#
Buy Airtime*7799*Amount#
Buy Airtime For Others*7799*Phone Number*Amount#
Transfer Funds To Unity Bank Accounts*7799*1*Account Number*Amount#
Deactivate USSD Code*7799*911#
Transfer Funds To Other Bank Accounts*7799*2*Account Number*Amount#
BVN Verification*7799*5#
Block Account*7799*9*Phone Number#
Bet9ja Wallet Funding*7799*403*Bet9ja ID*Amount#
USSD On POS*7799*000*Refid#
Cardless Withdrawal*7799*8*Amount#
Pay For DSTV> DSTV Access – *7799*32*Smart Card Number*1#
> DSTV Compact – *7799*32*Smart Card Number*2#
> DSTV Compact Plus – *7799*32*Smart Card Number*3#
> DSTV Family – *7799*32*Smart Card Number*4#
> DSTV Premium – *7799*32*Smart Card Number*5#
Pay For GoTV> Gotv Lite – *7799*33* Smart Card Number*1#
> Gotv Max – *7799*33* Smart Card Number*2#
> Gotv Plus – *7799*33* Smart Card Number*3#
> Gotv Value –  *7799*33* Smart Card Number*4#
Pay Electricity Bills*7799*4#
> Eko Electricity Prepaid – *7799*4*meter no*amount#
> Ikeja Electricity Prepaid – *7799*5*meter no*amount#

14. Wema Bank USSD Codes – *945#   

Wema Bank Plc, commonly known as Wema Bank, is a Nigerian bank and financial services company headquartered in Lagos. It is the longest surviving indigenous bank in Nigeria.

Wema Bank is one of the most trusted and reliable banking institutions in the country which has been in existence for over 70 years. With over 400 branches across Nigeria, Wema Bank offers a wide range of services to its customers including savings, loans, insurance, and mobile banking.

Wema Bank Plc is a leading innovative financial services provider in Nigeria and is positioned to deliver banking services to the Nigerian public through its retail, business, and corporate banking offerings. Here’s a full list of Wema Bank’s USSD codes and their uses.

Wema Bank TransactionUSSD Code
Open A Wema Bank Account*945*1#
Register Account With USSD*945*01#
Check Account Balance*945*0#
Buy Airtime*945*Amount#
Buy Airtime For Others*945*Phone Number*Amount#
Change Transaction PIN*945*00#
Change Primary Account*945*2*Old Account Number *New Account Number #
BVN Management*945*4#
Account Restriction*945*911#
Buy Data*945*9#
Transfer Funds*945*Account Number*Amount#
Wema Bank Quick Loan Code*945*65#
Buy Cable Tv Subscription*945*10#
Buy Dstv Subscription*945*11# and *945*11*smartcardNO #
Buy Gotv Subscription*945*12# and *945*12*smartcardNO#
Buy Startimes Subscription*945*13# and *945*13*smartcardNO#
Buy Internet Subscription*945*15#
Buy Smile Subscription*945*16#
Buy Spectranet Subscription*945*18#
Pay Electricity Bill*945*24#
> Eko Electricity Prepaid – *945*25*meterno*amount#
> Ikeja Electricity Prepaid – *945*26*meter number*amount#
> Ibadan Electricity Prepaid – *945*27*meter number*amount#
>Abuja Electricity Prepaid – *945*28*meter number*amount#
> Enugu Electricity Prepaid – *945*29*meter number*amount#
> Jos Electricity Prepaid – *945*30*meter number*amount#
> Kaduna Electricity Prepaid – *945*31*meter number*amount#
> Kano Electricity Prepaid – *945*32*meter number*amount#
> Port Harcourt Electricity Prepaid – *945*33*meter number*amount#
Check Waec Result*945*70#
Check Jamb Result*945*71#
Lagos State Collection*945*40#
Coral pay*945*58# and *945*000*REFno#

15. Zenith Bank USSD Codes – *966#

Zenith Bank offers a variety of services including retail banking, SME banking, corporate banking, investment banking, and asset management services to its customers.

Zenith Bank was incorporated on May 19, 1990, and commenced operations on June 16, 1990. It has grown from strength to strength in a little more than two decades of existence.

Zenith Bank offers a full range of commercial, investment, and retail banking products/services to corporate organizations, small to medium enterprises, and individuals. With a presence in key financial centers worldwide and a fully digital banking platform, Zenith Bank is poised to provide world-class banking services to its customers.

Here’s a full list of USSD codes that can be used by Zenith bank customers.

Open Account*966*0#
Check Account Balance*966*00#
Buy Airtime*966*Amount#
Buy Airtime For Others*966*Amount*Phone Number#
Block/Deactivate Account*966*911#
Reset Pin*966*60#
Pay Bills*966*6*Biller Code*Amount#
Transfer Funds*966*Amount*Account Number#
Link BVN*966*Bvn Number#
Deactivate Mobile Banking Profile*966*20*0#
Retrieve Card Pin*966*60# And Select Option 4
Block Card*966*60# And Select Option 6
Cardless Withdrawal*966*60# And Select Option 7
USSD Account To Debit If You Have Multiple Zenith Bank Accounts*966*60# And Select Option 8
Increase Transaction Limit*966*60# And Then Select Option To Sign Indemnity.
Activate Agent Banking Activities *966*66#
USSD On Pos Transaction*966*000#

What are Sort Codes?

The sort codes are digits sort used by banks and other financial institutions to identify the accounts of their customers. The first two digits of the code represents the bank branch and the third and fourth represent the bank’s number in Nigeria. Sort codes for Nigerian banks are made available to individuals on request from banks.


With the help of this guide, you will learn about Nigerian banks and their sort codes.

Access Bank Plc44150149
Diamond Bank Plc63150162
Ecobank Nigeria Plc50150311
Enterprise Bank84150015
Equitorial Trust Bank Limited40150101
Fidelity Bank Plc70150003
First Bank Of Nigeria Plc11152303
First City Monument Bank Plc214150018
Finbank Plc85151275
Guaranty Trust Bank Plc58152052
Keystone Bank82150017
Mainstreet Bank14150030
Nigeria International Bank (Citigroup)23150005
Polaris Bank Plc76151006
Stanbic-Ibtc Bank Plc221159522
Standard Chartered Bank Nigeria Ltd68150057
Sterling Bank Plc232150029
United Bank For Africa Plc33154282
Union Bank Of Nigeria Plc32156825
Unity Bank Plc.215082334
Wema Bank Plc35150103
Zenith Bank Plc57150013

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