Standard Chartered Bank: USSD Codes, Banking Details, Loans, Customer Care, Mobile App

How Do I Activate My Ussd Transfer Code?

Over time we live in a digital world where literally everything revolves around technology on which one of the world’s greatest assets of technology brought into place are ‘Banks’. This is to say that without the invention of the banking system there wouldn’t have been easy access to keeping or saving money. Thanks to financial institutions like Standard Chartered, banking has become easy in today’s world.

Unlike in the olden days when there were different methods of accessing or saving money, take for instance; the hiding of money inside a pot, construction of a saving box and what have you. This in turn had its own advantage and disadvantage but permit me to say that the disadvantages outweigh the benefits. Our fore father’s often had issues of theft whereby their money was assumed to be kept safe but the reverse was the case. This same money was usually declared missing which meant that it was either stolen, or misplaced, and sometimes made away with by their children. But today the story is different; one can think ‘money’ and think ‘safe and secured’.

Many Nigerians have experienced interest to register an account with Standard Chartered Bank. But before that, some people would like to know how good is Standard Chartered Bank in Nigeria. If you fall in this category, you are in the right place.

This article gives you insider insights about Standard Chartered Bank. We will also tell you about some of the services the bank offers like USSD Banking, mobile banking, loan and credit facilities, customer care contact, a full list of branch offices and more.

History of Standard Chartered Bank of Nigeria

The Standard Chartered Bank of Nigeria, formerly known as the Standard Bank of South Africa, combined with the Bank of West Africa in 1965, acquiring a banking operation in Nigeria that had been in operation since 1894. The Standard Chartered Bank of Nigeria is a Nigerian public bank.

It was founded on 15th October 1862, about 159 years ago. The areas recorded that it serves include; Asia, Europe, North America, and South America. The end of the civil war caused a great uproar in the economic system of Nigeria which in turn caused an upturn in the banking sector and as a consequence, the military government sought to increase local control of the retail banking sector hence, the Banks investment in standard chartered of Nigeria was reduced to 38%.

Till 1966, Standard chartered Bank remained a shareholder in the renowned and oldest first bank of Nigeria. Standard Chartered Bank re-entered Nigeria in 1999 and opened to customers on 15th September 1999.

Unlike the usual ways in which other banks run their operations as regards locations, they have their branches at almost every Nook and crannies; Standard chartered Bank seems to be quite different. Standard Chartered Bank just like every other bank, offers a wide range of products which include commercial banking, foreign currency, exchange, insurance, investment banking, investment management, private banking, consumer banking, wealth management, corporate and institutional private, amongst others.

Inasmuch as they run all these services, they still choose to have a limited number of branches, especially in Nigeria. There are offices in over 59 countries around the world and across 5 continents. They have about twenty-two branches with ATMs in each branch, located in just Lagos State, Port Harcourt and Abuja. Down there in India, it’s one of the largest international banks (in terms of branch network) with over 100 branches in 42 cities and they have been operating since 1858.

Their key client segments include corporate, commercial and institutional Banking, private banking as well as retail banking. Up in South Africa, they operate with enough branches like up to 42 situated at different locations. In all of this, Standard Chartered Bank is to close half of its branches In Nigeria.

The closure means just 13 branches of the Bank will be up and running. A reliable source had it that they run most of their services online therefore they plan on moving the motion of closing down these few branches in order to make them channel their whole energy on Digital or rather put online services. In 1999, it was a wholly-owned subsidiary with its headquarters in the United Kingdom (UK).

When it comes to its services, Standard Chartered Bank operates in a very dynamic environment with limitless opportunities for growth. They are well-positioned for this growth and are not giving up on it anytime soon. From the records, they have over 900 dedicated staff presently with over 100,000 clients. Their major focus is to see to the utmost satisfaction of their customers.

The Standard Chartered Bank is said to be one of the best banks that has a very great and reliable service provider. Despite having few branches, they still forge ahead at a very strong pace with their online services. In places like Nsukka in Enugu state, where there is no traces of their branches, they operate online with their various courier services or dispatch riders stationed at different locations to always deliver at doorstep whatever their customers might need; like their ATM, amongst others.

In places like India, they use their global capability and deep local knowledge to provide a wide range of products and services to meet the need of their individuals and business clients. They build their products and services around their clients and have a commitment to help ensure that they have the best possible experience with them. Standard Chartered Bank works tooth and nail to ensure that they have and give out a smooth-running service provider.


The Standard Chartered Bank is not known to be just a banking sector; they also include other services like fundraising events, empowerment programs for adolescent girls, and facilitated financial literacy training sessions, amongst others. These services rendered by the bank go a long way in strengthening the relationship they have not only with their customers but also with the community at large.

These activities have always and are still lending a helping hand to the community. For example, the empowerment program to date from 2011 has empowered over 150,000 young girls, the literacy training sessions have helped 1,000 youths nationwide and many more which are too many to mention. They even go as far as providing training for the disabled, they believe that no one is limited to anything, and everyone can do whatever he or she wishes to do.

As a Bank, they take extra precautions to ensure that every customer’s information placed under their jurisdiction and custody is safe and treated with the highest level of confidentiality.

Standard Chartered Bank goes as far as rendering sponsorships to some organizations. They are the main sponsors of Liverpool football club, CNBC-India business leader awards, amongst others.

This in turn has earned them several awards like in 2020, they got the ‘Best international private Bank at Asia money, private Banking awards. In 2019, they ranked 2nd for customer experience by Kanter. In 2018, they won the award of the ‘Most Innovative Digital Bank in India’ (international finance awards), Asian private excellence in private banking India award, etc.

Standard Chartered Bank Branches and Locations In Nigeria

Standard Chartered Bank has its headquarters at 142, Ahmadu Bello Way, Victoria Island, Lagos State.

Tel: +234 (1) 2368146, +234 (1) 2368154

Other branch offices and locations are shown below:

Airport Road53, Murtala Mohammed International Airport Road, Lagos State.Tel: +234 (1) 2368686
Ajose AdeogunPlot 275, Ajose Adeogun, Victoria Island, Lagos State.Tel: +234 (1) 2368051, +234 (1) 2368185
Apapa40, Warehouse Road, Apapa, Lagos State.Tel: +234 (1) 2368752, +234 (1) 2367396
Aromire30, Aromire Street, Ikeja, Lagos State.Tel: +234 (1) 2368830 – 1
Awolowo Road184, Awolowo Road, Ikoyi, Lagos State.Tel: +234 (1) 2368852, +234 (1) 2368849
Broad Street138/146, Broad Street, Lagos State.Tel: +234 (1) 2368790, +234 (1) 2368611
Ikeja GRA47, Isaac John Street, GRA Ikeja, Lagos State.Tel: +234 (1) 2368836
IkotaShops K23 – 26, 41 & 42 Ikota Shopping Complex, 1/F beside VGC, Lekki-Epe Expressway, Lagos State.Tel: +234 (1) 2368841, 234 (1) 2367262
Ilupeju56, Town Planning way, Ilupeju, Lagos State.Tel: +234 (1) 2368845, +234 (1) 2367186
Lekki Phase 1Plot 24b Block 94, Lekki Peninsula Scheme 1, Lekki-Epe Expressway, Lagos State.Tel: +234 (1) 2368432, +234 (1) 2367294
SurulereLeisure Mall, 97/99 Adeniran Ogunsanya Street, Surulere, Lagos State.Tel: +234 (1) 2368827, +234 (1) 2367212
Maryland Shopping Mall350 – 360, Ikorodu Road, Anthony, Lagos State.Tel: +234 (1) 2267009
Lekki-AjahNovare Lekki Mall, Monastery Road, Lekki-Epe Expressway, Sangotedo, Lekki-Ajah, Lagos State.Tel: 234 (1) 2367518
Victoria IslandPlot 1681 Sanusi Fafunwa Street, Victoria Island, Lagos State.Tel: +234 (1) 2368858, +234 (1) 2367316
Lagos Island21/22 Marina, Lagos Island, Lagos State.Tel: +234 (1) 2368169
GarkiB1-Tswanya Centre, Plot 1517, Mohammadu Buhari Way, Garki II, Abuja.Tel: +234 (1) 2368872, +234 (1) 2368807
Maitama1, Zambezi Crescent, Plot 1405 Cadastral Zone, A05 Aguiyi Ironsi Road, Abuja.Tel: +234 (1) 2368876, +234 (1) 2368982
Wuse IIPlot 374, Adetokunbo Ademola, Wuse II, Abuja.Tel: 234 (1) 2368761
Port Harcourt143, Aba Road, Port-Harcourt, Rivers State.Tel: +234 (1)2368691, +234(1) 2368680
Trans AmadiPlot 7, Trans-Amadi Industrial Layout, Port-Harcourt, Rivers State.Tel: +234 (1)2368769, +234 (1) 2368692

Standard Chartered Bank USSD Code

The Standard Chartered USSD code is *977#. You can bank safely and easily from your phone using this magic code.

The Standard Chartered USSD code allows you to do the following:


  • Open a Standard Chartered Bank account.
  • Reactivate your Standard Chartered Bank Account.
  • Transfer Funds.
  • Buy Data & Airtime.
  • Check your Standard Chartered Bank Account Balance.
  • Create an OTP (One Time Password)
  • Create a Transaction PIN.
  • Create Internet Banking Login Details.
  • Pay Bills.

RECOMMENDED FOR YOU: All Nigerian Banks and Their USSD Codes (Full List)

Swift Code

The swift code for Standard Chartered Bank is SCBLNGLAPYT.

Sort Code

Standard Chartered Bank sort code is SCBLNGLA.

Standard Chartered Bank Mobile Banking

Standard Chartered Bank has a mobile app available to all android and iPhone users. It can be gotten from the Google play store and App Store.

How To Open An Standard Chartered Bank Account

You can simply open a Standard Chartered Bank account by dialing *977# and any mobile phone (iPhone, Android, or even  Nokia Torchlight). Your Bank Verification Number (BVN) will be needed if you do not have an account.

After providing your BVN, you will get a message from the bank. They will create an account for you, get your account number via SMS, and ensure you follow the instructions given to you by the bank. You don’t need data or airtime to create an account with USSD. It is entirely free of charge. You can also create an account with the bank by visiting any Standard Chartered bank near you.

Standard Chartered Customer Care

Requirements for Standard Chartered USSD Banking

You don’t have to pay for the Standard Chartered Bank USSD service registration. It is FREE. To register for the Standard Chartered Bank Nigeria USSD service, you’d need the following:

  • A mobile phone.
  • A Standard Chartered Bank Account.
  • A Standard Chartered Bank debit card.
  • Your registered SIM card is inserted into the mobile phone you’re using.

How to Register For Standard Chartered Bank USSD Code

  1. Dial *977#.
  2. Select Create a PIN.
  3. Enter your Standard Chartered Bank Account as requested.
  4. Enter your debit card details.
  5. Create a 4-digit PIN.
  6. Confirm your 4-digit PIN.

Standard Chartered Bank Customer Care Nigeria

Are you having any problems with your Standard Chartered Bank account? Or would you like to inquire about any other service offered by Standard Chartered Bank? A customer care line is your go-to call. Let’s look at how to contact Standard Chartered Bank.

Standard Chartered Bank has a lot of competent Customer Care agents available 24/7 to attend to and resolve all your complaints. You can contact the Standard Chartered Bank customer care representative through the following means.


Contact Centre Numbers:

  • +234 1 270 4611 – 4
  • +234 800 123 5000 (Toll-Free)

Corporate & Institutional and Commercial Clients’ Contact:

Client Service Lines (Mon-Fri during business hours)

  • +234 1 2368220 – 4

Contact Centre

  • Telephone: +234 1 270 4611 – 4 2368344
  • Email Address:
  • Official Website:

Standard Chartered Bank Facebook & Twitter Contact

Standard Chartered is on social media:

  • Facebook:
  • Twitter:

A customer care representative will reply to you as soon as possible, and all your queries and complaints will be solved ASAP.

You should know that no Standard Chartered Bank customer care representative will ask for your personal information like ATM PIN, ATM card number, Mobile Banking PIN, CCV Number, or Token or OTP (One Time Password) to complete your request. They have everything they need on their end; you just have to say YES or No to authorize them to do what they have to do.

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