FCMB USSD Codes, Banking Details, Loans, Customer Care, Mobile App

How Can I Get Loan From Fcmb To Ussd Code?

The First City Monument Bank (FCMB) we all know today started in 1977 as an entity known as City Securities Limited (CSL). Since then, the bank has metamorphosized into a large financial service provider.

As of 2017, FCMB had over 220 branches and 4.3 million customers, with subsidiary branches in the United Kingdom. Due to their excellent service and support to individuals and businesses, they were named the Best SME Bank in Nigeria and the Best SME Bank in Africa at the Asian Banker Middle East and Africa Regional Awards in 2021.

This article will discuss this commercial bank and what they do. You will discover the FCMB USSD mobile banking codes, customer care information, branches, and offices nationwide. We’ll also share information on how you can open an account with FCMB.

History of First City Monument Bank (FCMB)

FCMB is an acronym for First City Monument Bank Limited. First City Monument Bank Limited, founded by Oloye Subomi Balogun, is a subsidiary of FCMB Group Plc, one of Nigeria’s largest financial services firms. The company’s business activities include commercial and retail banking, investment banking, brokerage, wealth management, and trustee services. FCMB is headquartered in Lagos, Nigeria.


In 1982, City Securities Ltd, one of the most significant block trades in the history of the Nigerian stock exchange, launched FCMB, the first local bank in Nigeria to be established without government or international help. Its original name was First City Merchant Bank, but its transformation to a Universal Bank in 2001 was renamed First City Monument Bank.

In 1996, the National Fertiliser Company of Nigeria received the first and, at the time, the most enormous loan syndication of N70 million (now NOTORE). In 2004, it was listed on the Nigerian stock exchange. In February 2012, FCMB finalized the acquisition of FinBank Plc, with which it merged in October 2012.


FCMB Group Plc became the holding company for FCMB Ltd and its subsidiaries due to the subsequent group restructuring. In 2014, FCMB (UK) Limited was granted a wholesale banking license in the United Kingdom. FCMB (UK) Limited received a personal and business banking license in the United Kingdom in 2018.

FCMB Branches And Locations In Nigeria

Head Office is located at Primrose Tower, 17A, Tinubu Street, Lagos State, Nigeria.

Adetokunbo Ademola BranchPlot 719a Adetokunbo Ademola Street, Victoria Island, Lagos.
Ajah BranchKm 23, Berger Bus Stop, Lekki-Epe Expressway Ajah, Lagos.
Alaba BranchObosi  Plaza, A-Line, Alaba International Market, Alaba, Lagos.
Amuwo-Odofin BranchPlot 123 Amuwo Odofin Road, Festac Link Bridge, Amuwo-Odofin, Lagos.
Badagry BranchOlusegun Obasanjo Hall, Aspamda, Trade Fair Complex, Badagry Expressway, Lagos.
Ikoyi Branch68 Awolowo  Road, Ikoyi, Lagos.
Broad Street Branch74/76, Broad Street, Opposite Methodist Church of Trinity, Tinubu Square, Lagos.
Gbagada Branch42, Diya Street, Ifako Gbagada, Lagos.
Iddo BranchLeventis Building, 2-4 Iddo Road, Iddo, Lagos.
Idimu Branch218 Egbeda-Idimu Road, Idimu, Lagos.
Idumota Branch22 Idoluwo Street, Idumota, Lagos Island, Lagos.
Ikeja BranchMMA Zulu Terminal, Domestic Airport, Ikeja, Lagos.
48 Isaac John Street, Ikeja GRA, Lagos.
36 Allen Avenue, Ikeja, Lagos.
23 /25 Muritala Muhammemed Int’l Airport Road, Ikeja, Lagos.
Ikorodu Branch7 Lagos Road, Ikorodu, Lagos.
Ilupeju Branch25b Ilupeju Byepass, Off Coker Junction, Ilupeju, Lagos.
Ketu Branch545/547 Ketu, Ikorodu Road, Lagos.
Lekki BranchKm 18, Lekki-Epe Expressway, Before Chevron Roundabout, Lekki, Lagos.
Plot B, Block E12e, Admiralty Way, Lekki, Lagos.
Onikan Branch12 Macarthy Street, Onikan, Lagos.
Marina Branch44 Marina Street, Lagos Island, Lagos.
2 Joseph Street, Off Marina, Lagos Island, Lagos.
Matori Branch91 Ladipo Street, Matori, Lagos.
Ogba Branch23 Ogba Ijaiye Road, Opp Waec Office Ogba, Lagos.
Ogudu BranchPlot 111 Ogudu Gra, Ojota Road, Ogudu, Lagos.
Oke-Arin Branch11 Ijaiye Street, Oke Arin, Lagos.
Okota Branch117 Okota Road, Okota, Isolo, Lagos.
Oniru BranchThe Hive Mall, Plot 16, T.F. Kuboye Road, Off New Market Road, Oniru, Lagos.
Orile BranchBlock 11, Suite 3-8, Agric Market, Odun Ade Bus Stop, Orile Coker, Lagos.
Victoria Island BranchFounder’s Place,2 Sanusi Fafunwa Street, Victoria Island, Lagos.
Apapa BranchEleganza Plaza, No. 1 Wharf Road, Apapa,  Lagos.
28 Creek Road, Apapa, Lagos.
Surulere Branch43 Ojuelegba Road, Surulere, Lagos.33 Adeniran Ogunsanya Street, Surulere, Lagos.
WusePlot 532 Ibb Way Zone 4 Wuse – Abuja.
Wuse II78, Aminu Kano Crescent, Wuse 2, Abuja.
Plot No 108,Adetokunbo Ademola Cadastral Zone A08, Wuse 2 District, Abuja.
Area 71, Yola Street, Area 7, Garki Abuja.
Abuja Bwari1, Council Secretariat Avenue, Bwari Area Council Abuja.
First City Plaza BranchPlot 252 Herbert Macaulay Way. Cdb, Abuja.
Maitama30 Gana Street, Maitama, Abuja.
Izon Wari House, 1038 Shehu Shagari Way, Bayelsa Guest House, Maitama, Abuja.
Garki IIPlot 1640 Ladoke Akintola Boulevard, Garki II – Abuja.
Kubwa BranchPlot 136b Gado Nasko Road, Kubwa, Abuja.
Kuje BranchPlot 33a Sauka Extension, Kuje Town Centre, FCT.
Asokoro Branch75, Yakubu Gowon Crescent, Asokoro, Abuja.
Jabi BranchMallam Shehu Plaza, Plot 35, I.T Igbani Street, Off Obafemi Awolowo Way, Jabi, Abuja.
Abuloma Branch46a Abuloma Road, Port Harcourt, Rivers State.
Aggrey Branch81 Agrrey Road, Port Harcourt, Rivers State.
Bori Branch26 Zaakpon/Poly Road, Bori, Port Harcourt, Rivers State.
Ikwerre I Branch19 Ikwerre Road, Mile 1, Diobu, Port Harcourt, Rivers State.
Ikwerre II Branch457 Ikwerre Road, Port Harcourt Rivers State.
Olu Obasanjo Branch80 Olu Obasanjo Road, Port Harcourt, Rivers State.
Oyigbo Branch290 Old Aba Road, Port Harcourt-Aba Road, Oyigbo, Rivers State.
Port Harcourt Main BranchPlot 282a Ph / Aba Expressway.
Rumuokoro Branch642 Ikwerre Road, Rumuokoro, Port Harcourt, Rivers State.
Rumuomasi Branch2/3 Rumuokoro Street, Rumuomasi, Port Harcourt, Rivers State.
Trans Amadi II Branch117 Trans Amadi Industrial Layout, Port Harcourt

FCMB has many other locations in Kano, Akwa Ibom, Edo, Delta, Kwara, and other states in Nigeria.


The USSD Code for FCMB is *329#. This code changes your whole banking system and makes your banking free and safe from any part of the world.

You can use the *329# self-service code to

  • Open an FCMB account.
  • Reactivate Your FCMB Account.
  • Transfer Funds.
  • Buy Data & Airtime.
  • Check Your FCMB Account Balance.
  • Create an OTP (One Time Password)
  • Create a Transaction PIN.
  • Create Internet Banking Login Details.
  • Pay Bills.

READ ALSO: See Full List of All Nigerian Banks’ USSD Mobile Banking Codes

How To Buy Airtime With Fcmb Ussd Code

You can also use the *329# self-service code for Airtime & Data Top-up. Simply dial *329*Airtime Amount# to purchase airtime for yourself or *329*Airtime Amount*Recipient’s number# to send airtime to a friend or third party.

How To Open An Fcmb Account

You can simply open an FCMB account by dialing *329# on any network and phone (Nokia Torchlight, Android, or iPhone).


If you do not have an account, your BVN will be needed. After submitting this, follow the instructions, and your account number will be automatically generated and sent to you via SMS. Using this method, you don’t need airtime, data, form, or passport to open an account.

You can also open an account at any FCMB branch close to you.

How To Register/Use The Fcmb Nigeria Transfer Code

You don’t have to pay for the registration of the FCMB USSD service. It is FREE. To register for the FCMB Nigeria USSD service, you’d need the following:

  • A mobile phone.
  • An FCMB Account.
  • An FCMB debit card.
  • Your registered SIM card is inserted into the mobile phone you’re using.

How to Register For FCMB USSD Banking

Here’s what you should do to register for the FCMB USSD service:

  • Dial *329#.
  • Select Create a PIN.
  • Enter your FCMB Account as requested.
  • Enter your debit card details.
  • Create a 4-digit PIN.
  • Confirm your 4-digit PIN.

How To Transfer Funds With Fcmb Ussd Code

You can also use the FCMB self-service code to transfer up to N1,000,000 daily by dialing *329*Amount*Account number#. Using the phone number you registered with FCMB, follow the on-screen prompts to enter your PIN and confirm the transaction.

How To Use FCMB USSD Code

  1. To check your FCMB account balance, dial *329*00#.
  2. To reset the PIN or reset/create a transaction code, dial *329*0#.
  3. Dial *329*1*Mobile Number# to buy data on any phone.
  4. To pay for a DSTv or GOTv subscription, dial *329*2*Amount*Smartcard Number#.
  5. To block your debit card, dial *329#, select self-service and then select block card.
  6. To block your account, dial *329#, select self-service, and then select block account.
  7. To link your BVN to your FCMB account, dial *329#, select self-service and then select link BVN.
  8. Dial *329#, select statement, select complete statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
  9. Dial *329#, select statement, and then select mini statement to instantly view your last five (5) transactions.
  10. To make your electricity bill payments, dial *329*3*Amount*Meter No# or *329*3*Amount*AccountID#.

To Block USSD Profile or Block Bank Account- *329*911# (Dial from either Registered or Unregistered number) 

  1. Dial *329*911#.
  2. Select 1 for the USSD service. 
  3. Select 2 for Bank Account.
  4. Enter your Mobile Number or Bank Account Number. 
  5. Confirm blocking of displayed Mobile Number/Bank Account and enter USSD 4-digit PIN. 

FCMB Swift Code

A swift code can be said to be a string of 8 or 11 digits that represents a bank branch. If you wish to send money internationally, you’ll need it. The swift code for FCMB is FCMBNGLA.

How To Download The FCMB Mobile Banking App For Android

Go to the Google Play Store to download the FCMB app for Android phones.

How To Download The FCMB Mobile Banking App For iOS

Visit the app store to download the FCMB mobile app for iOS (iPhone and iPad).

FCMB Customer Care Support Details and Contact


Do you have a complaint or want to report an issue to FCMB? You can connect with them. They prioritize all e-mails and try to respond as quickly as possible. All you have to do is send them a direct mail at customerservice@fcmb.com.


Alternatively, you can call their active hotlines at:

  • Head Office: 012793030
  • Telephone: 01-2798800, 07003290000.

FCMB Social Media Contact

  • Whatsapp: (+234) 09099999814 or (+234) 09099999815
  • Twitter: https://twitter.com/MyFCMB
  • Instagram: https://www.instagram.com/myfcmb
  • Facebook: https://www.facebook.com/FCMBMyBank/
  • YouTube: https://www.youtube.com/user/fcmbplc

A customer care representative will reply to you as soon as possible, and all your queries and complaints will be solved ASAP.

You should know that no FCMB customer care representative will ask for your personal information like ATM PIN, ATM card number, Mobile Banking PIN, CCV Number, or Token or OTP (One Time Password) to complete your request. They have everything they need on their end; you just have to say YES or No to authorize them to do what they must do.


FCMB’s USSD codes, banking details, loan services, customer care, and mobile app collectively provide a comprehensive and convenient banking experience for its customers. From accessing account information to utilizing mobile banking features, FCMB offers a user-friendly and technologically advanced platform. For inquiries or assistance, the responsive customer care team is readily available. As FCMB continues to integrate digital solutions, it remains committed to enhancing the overall banking experience for its users.

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