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UBA Bank - Customer Care, Mobile/Internet Banking, Loan, Codes

UBA Bank – Loan, Customer Care, Mobile/Internet Banking, USSD Codes

In this post, you’ll discover all you need to know about UBA Bank. From their simple banking codes to UBA Leo, Banking Benefits, Codes, Branches, Contacts, and Customer Care, UBA mobile banking, UBA online details, who’s the owner of uba bank and more.

United Bank for Africa, popularly called UBA is one of Nigeria’s finest multinational financial institution. UBA Bank is one of the biggest banks in the African setting and specializes in Internet banking, Mobile Banking, Wholesale Banking, Corporate Banking, Investment Banking, Consumer Banking, Internet Banking & Asset Management services.

Brief History of United Bank for Africa


UBA was founded in 1948, it was incorporated on the 23rd of February 1961 to control the business activities of the British and French Bank Limited (BFB). UBA eventually listed its shares on the Nigerian Stock Exchange (NSE) in 1970.

United Bank for Africa is the 1st Nigerian bank to GDR program, start a MoneyGram location in Nigeria, use Visa Dual Currency Debit Card, mark N1 trillion balance sheet size, Along with other amazing feats.


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The United Bank for Africa Plc is undoubtedly one of Africa’s largest and oldest financial institutions, operating in over 20 African countries from Nigeria to Chad, Cote D’Ivoire, Ghana, Liberia, Senegal, Uganda, Burkina Faso, Congo, Guinea, Conakry, Kenya, Mali, Sierra Leone, Zambia, Cameroon, Congo DRC, Gabon, Mozambique, Tanzania plus 3 global/international financial centers in New York, London and Paris.

UBA has over 14,000,000 active customers, 30,000 professional staffs and over 1,000 business offices working to make customers happy. It is also nice to note that UBA is the 1st Nigerian-headquartered bank to start a Global Depository Receipts System (unlisted) and The United Bank for Africa Plc is the 1st bank in Africa to use an artificial intelligence Virtual Banking Robot. UBA have also pioneered other helpful scheme and ideas in the Nigerian Banking System.

Tony O. Elumelu, C.O.N is the current chairman of the UBA group. Mr. Kennedy Uzoka is CEO/Managing Director of the group, supported by a board of directors of over 12 members including Angela Aneke, Alhaji Abdulqadir Jeli Bello, Kolawole B. Jamodu (OFR), Erelu Angela Adebayo, Emeke E. Iweriebor, Isaac Olukayode Fasola, and so on. The United Bank for Africa Banking headquarters is located at 57 Marina, Lagos Island, Lagos, Nigeria.

United Bank for Africa Smart Codes


*919# is the 5 digit code that you can easily use to control your whole banking system using this UBA MAGIC BANKING SELF SERVICE CODE you can bank safely, anytime, anywhere, on any device all in a smart in an efficient, effective and simple manner that is user-friendly and of course safe.

You can use the *919# self-service code to

  • Open a UBA account
  • Transfer Funds
  • Buy Data & Airtime
  • Check Your UBA Account Balance
  • Create a Transaction PIN
  • Cardless Withdrawal
  • Block your Debit card and unknown online Transaction
  • Generate OTP
  • Collect/View Your Bank Statement
  • Pay Bills and more

You can do all this by dialing *919# from your registered phone number to get started

  • How to open a UBA account on UBA Mobile

If you want to create a UBA Bank Account using your mobile device, simply dial *919#, press the 7, on the next menu, press 7 again, you will see the create account option, then press the number 3, and then follow other instructions on the mobile phone number, you will receive an SMS with the account number.


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  • How To Buy Data & Airtime on UBA Mobile

To buy airtime from your UBA account, simply dial *919*airtime amount# from your registered phone number or *919*phone number*airtime amount# to buy for a friend or third party from your UBA account.

  • How To Check Your UBA Account Balance

If you want to check your UBA account balance just dial *919*00# on your UBA registered phone number

  • How To Perform a Cardless Withdraw Using UBA Mobile

To perform a cardless withdrawal from your UBA Bank Account, Simply *919*30*Amount#, then enter your Secret 4 digit code.

  • How To Pay Bills Using UBA BANK Mobile

Simply dial *919*5# on your United Bank for Africa registered a phone number, select the company/agency, enter amount and your secret 4 digit pin.

  • How To Transfer Funds Using UBA Mobile

To transfer funds from your UBA bank account to another UBA Account, simple dial *919*3*UBA Account Number*Amount# or *919*4*Bank Account Number*Amount# to transfer funds to another bank.

  • Create a Transaction PIN

UBA Mobile Banking also allows you to generate a secret 4 digit pin to validate all transactions you make. just dial *919# on your UBA Bank registered a phone number, press the 7, on the next menu, press 7 again, you will see the generate OTP option, then press the number 4. Enter your preferred 4 digit combination and send it.

  • Generate OTP

You can also generate an OTP to perform an easy transaction using UBA Bank Magic Banking. Simply dial *919# on your UBA Bank registered phone number, press the 7, on the next menu, press 7 again, you will see the generate OTP option, then press the number 1, and then follow other instructions on the mobile phone number, you will receive an SMS with the OTP to carry out any transaction within a limited timeframe.



The United Bank For Africa also provides financial assistance to her customers and offers different kinds of loans to it, customers. From personal loans for individuals and Co-operate loans for businesses. Here are some of the formats of the loan offered by UBA.

The UBA Co-operative Loans 

The UBA Bank Co-operatives loans provide loans to fund Co-operative societies of blue-chip companies.

The United Bank For Africa No Wahala Loan

The UBA Bank No Wahala Loan is a personal loan from UBA that allows you to spend a little more cash on what you really want. I.e groceries, tuition fees, medical bills, etc.

The United Bank For Africa Executive Loan

The UBA Executive Loan is given to UBA salary account holders who earn executive-level salaries to acquire extra funds for a specific purpose.

The United Bank For Africa Cash Collaterised Loan

A consumer loan allows you to get funds in Naira, the US dollar, Pound sterling and the Euro using your cash deposits, investments and/or their equivalents.


  • Complete a UBA Online consumer loan application form(PDF) or go to any of their branch or download to make an inquiry, see the loan requirements and Complete a UBA Consumer Loan Application
  • Submit the UBA Consumer Loan form to any UBA branch close to you.

UBA also offer different kinds of loan from Mortgage finance, diaspora mortgage finance, and loans for businesses. You need to walk into any branch of UBA or call a UBA customer service representative to make an inquiry.


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  • 5% monthly repayment for a 6 months tenor until you’ve repaid all outstanding debt
  • You must be a UBA account holder
  • You must have received a salary through UBA for at least 3 month
  • You must not have any issue of returned cheques due to insufficient funds
  • You must complete a Letter of Set-Off or Lien or Deposit Hypothecation Agreement in the name of the owner.
  • You must complete a Letter of Confirmation of Collateral.

United Bank for Africa (UBA) CUSTOMER CARE


Are you having any problem with your UBA bank account? Or would you like to inquire about any other service offered by UBA? A customer care line is your go-to call. Let’s look at how to contact UBA bank.

United Bank For Africa has a lot of competent Customer Care agent available 24/7 to attend to and resolve all your complaints. You can contact the UBA customer care representative through any of the following means.


Head Office: 57 Marina, Lagos Island, Lagos, Nigeria.

Or visit https://www.ubagroup.com/about-uba/help/contact-us/


You can use the UBA live video chat to speak face to face with a customer care representative using this link “UBA customer service page.”. Then locate and click on video chat.

UBA Email

You can direct all your complaints to a customer care agent on email by messaging cfc@ubagroup.com


You can direct all your complaints to a customer care agent on Twitter by visiting twitter.com/ubacares.


You can drop your request or complaint messages on Facebook at facebook.com/ubagroup. A customer care representative will reply to you as soon as soon can be.

Note: No UBA Customer will ask for your personal information like ATM PIN, ATM card number, Mobile Banking PIN, CCV Number or Token Or OTP(One Time Password).


  •  +234 700 2255 822 (0700-CALL-UBA)
  • +234 1 280 8822 (2808UBA)
  • +234 1 631 9822


You can down the UBA mobile app to use for your transactions.


Go to the Google play store and search for “UBA BANK” in the search box or click this link to download the UBA mobile app for all compatible Android devices.


Visit the Apple app store and search for“UBA BANK” in the search box or click this link to download the UBA mobile app for iOS For iPhone and iPad

UBA Internet Banking allows you to Bank Anywhere and makes account management easier. You get more than you expect from a bank with excellent services designed just for you. You can create your UBA Internet Banking ID HERE.

UBA Leo For Messenger And WhatsApp

United bank for Africa (UBA) CUSTOMER CARE

“Hi, I’m Leo artificial intelligence personality bringing banking through simple conversation”. Leo is a chat banker artificial intelligence software used to perform transactions and account of a user bank information using Facebook Messenger or Whatsapp (+234 903 000 2455) when you add him to your contact.

Leo is the first of its kind from any Financial Institution in Africa and is available on 14 African countries. Leo encourages engaging and live to the bank and can be used to

  • Top up
  • UBA Balance Inquiry
  • Transfer funds
  • Pay bills
  • Block online payment and more

Leo is also free and available 24/7


Swift Code – UNAFNGLA

Bank Name – United Bank For Africa Plc

Bank Address – UBA House, Floor 8, 57 Marina

City – Lagos

Country – Nigeria

UBA BANK Sort code – 033152679


The website of United Bank For Africa is www.ubagroup.com





About Nwawulu Kyz

Nwawulu Kyz Ebuka is a Political Science Student of the renowned Nnamdi Azikiwe University, Awka. He is the Co-founder of InformationNgr. Kyz is an awesome tech enthusiast & reviewer, computer programmer, video editor, chef and content writer. You can reach him at Nwawulukyz@gmail.com

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  1. Enter your comment here… please i want to get a code for uba loan

  2. Thanks for the information.

  3. Can someone who is not receiving salary from any company get a loan

  4. Wow.. This one of the detailed information i have ever come across. Thanks for it.

  5. Thanks for sharing this information

  6. As soon as a transaction hits the blockchain, it is final.

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